01Budgets
Budgets
are fragmented
Expenses are not clearly linked to business activities.
★ Solutions for businesses
NeoX BusinessVirtual Card
A payment and management solution
for every transaction on one unified platform
empowering businesses
from Vietnam to the world.
Control every
transaction
transaction
Optimize
costs
costs
Simplify
operations
operations
fGAdvertising
ExpediaTrip.comTravel / OTA
a1688E-Commerce
AICanvaSaaS & Cloud
NeoX Business Virtual Card · One system to govern and control every expense.
BUSINESS VIRTUAL CARD
✦TransparentFor every spending flow
◉SecureFor every business
↗Built to scaleAPI or Portal
More expenses.
Harder to control.
From advertising and bookings to software, purchasing and supplier payments — as spending becomes more fragmented, businesses find it harder to control budgets, access and reconciliation.
02Spending access
Spending access
is hard to control
Shared cards blur limits, ownership and accountability.
03Reconciliation
Reconciliation
takes too long
Transactions are disconnected from documents and business context.
BUSINESS MANAGEMENT SYSTEM
Manage and control
every business expense.
Manage cards, spending permissions and transactions on one platform.
NeoX PortalLIVE
Total budget2.45BVND
Active128cards
Controlled96%transactions
SPENDING OVER TIME
NEOX VCN5268 •••• 0014Digital Ads · Google
RECENT TRANSACTIONS
Google Ads 12,450,000 VND
Booking.com 8,900,000 VND
AWS Cloud 4,200,000 VND
NEOX BUSINESS VIRTUAL CARD SOLUTION
Put spending power in the right hands.
Keep control at every moment.
Purpose-built cards
Organize cards by campaign, booking, supplier, subscription or order.
Pre-spend rules
Set limits, validity, owners and usage conditions.
Global payments
One approved payment method for online and cross-border needs.
Security & permissions
Manage access, card status and usage scope.
Tracking & reconciliation
Keep business context with every transaction for faster finance operations.
Portal & API
Operate centrally in the Portal and scale through API integration.
One need. One solution.
Every expense under control.
Purpose-built. Easy to manage. Easy to reconcile.
DIGITAL ADVERTISING
Control every budget on one platform.
Separate budgets. Control spend. Track every campaign.
01
A dedicated budget for every campaignSeparate and transparent.
02
Every expense is controlledRight budget, right purpose.
03
Every transaction is trackedFast campaign-level reconciliation.
ADVERTISING BUDGETS
GGoogle Ads
MMeta Ads
TTikTok Ads
AAd Network
)))
5268 •••• •••• 0014BUSINESS VIRTUAL CARD One control center
Start fast. Operate simply.
Stay in control.
Four simple steps to launch NeoX Business Virtual Card.
01
KYB & Contract
Verify the business and complete the contract.
02
Fund your account
Fund your business account.
03
Set controls
Configure limits, purposes and user permissions.
04
Transact and reconcile
Create cards and start using them. Track transactions and reconcile directly in the NeoX portal.
↗One NeoX Business Virtual Card platform
Every transaction under control.
Every transaction under control.
Have a payment need?
Talk to NeoX now!
Share your needs and NeoX will connect your business with the right solution.
Needs-based consultation
Clear implementation path
Support through go-live
Clear implementation path
Support through go-live
FAQ · BUSINESS VIRTUAL CARD
Frequently asked
questions.
NEOX BUSINESS VIRTUAL CARD10 FAQ
What is a Virtual Card?+
A Virtual Card is a payment card issued digitally instead of as plastic. Businesses use its card number, expiry date and security code for approved online payments.
What is a Business Virtual Card Number (BVCN)?+
A Business Virtual Card Number (BVCN) is a virtual payment card number for business spending, configured by purpose and centrally managed through limits, user permissions and transaction controls.
How is a Business Virtual Card different from a personal card?+
Unlike a personal card, a Business Virtual Card supports multiple teams and spending purposes. Finance can manage rules, limits, users and transaction data under company policy.
Where can the virtual Mastercard be used?+
Cards can be used for approved online and international merchant transactions, subject to product scope, MCC and applicable conditions. NeoX will advise on usage by market, merchant and real use case.
Can a business issue multiple cards for each campaign or booking?+
Card issuance can be structured by campaign, booking, supplier, seller or department. Quantity, single-use or multi-use type and issuance conditions depend on approval.
Can limits, MCC and validity be set for each card?+
Limits, purpose, MCC, country and validity can be configured by use case. Specific rules are confirmed during consultation and implementation.
Can cards be viewed, locked or unlocked?+
The product flow may include card viewing, lock/unlock and OTP verification, depending on the Portal, API and applicable product policy.
What should a business prepare after registration?+
Prepare company details, website, legal representative, use case, current payment flow and estimated volume. NeoX will guide the KYB requirements.
How do KYB and activation work?+
The process covers registration, use-case confirmation, KYB, funding, card issuance, verification and activation under the approved flow.
Does NeoX support API and Portal access?+
Depending on integration needs, businesses can use the Portal or API to issue, manage and track cards. The approach is based on volume and technical capability.